Expert Advice Needed

I have a question about which server bests fits my needs and was hoping an experienced member of this forum can help.

I currently have a Raq4i 512RAM. I have CGI scipts (including 2 message boards) and the CPU is always heavly loaded. (Some scripts have been removed because of this, but it doesn't seem to be helping yet). PHP is active on a few sites (which includes a banner script for generating revenue). The server is CONSTANTLY using swap space:

Code: 
             total       used       free     shared    buffers     cached
Mem:           505        495          9        310         10         24
-/+ buffers/cache:        461         44
Swap:         1152        150       1002
[admin admin]$ free -
             total       used       free     shared    buffers     cached
Mem:        517188     514016       3172     345240      10484      24368
-/+ buffers/cache:     479164      38024
Swap:      1180100     151144    1028956
And we do about 300 gigs of traffic a month. The server blocks users when swap is high (I can't even get in sometimes!) and it crashes altogether about once a week.

Now, hopefully this gives you a little idea of what I need, because my Raq just isn't cutting it anymore.

The Rackshack.net $399/month plan isn't an option for financial reasons, but I am willing to go up to $200/month. Given my problems above, can some kind person make a reccomendation on a new server plan for me?

Thanks so much!!!!!

 

 

 

 

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